One of the largest administrative scrivener corporations in Japan that handles permits, visas, and subsidies nationwide.

Updated: July 2025, 10

Prepaid payment method issuer notification/registration support service

If you wish to engage in the business of issuing prepaid payment instruments, you may be required to notify or register with a local finance bureau, etc.

We offer assistance with prepaid payment methods such as:

Support content

■Consultation response
We will respond to consultations regarding the issue of prepaid payment instruments from the perspective of laws and regulations.

■In-house system maintenance support
We support the development of internal systems so that your company can meet legal regulations.

■Creation of documents
We will create the documents necessary for notification and registration of prepaid payment instrument issuing business.

■Attending an interview with authorities
If there is an interview with the authorities, I will be present. Preliminary simulations are also available if desired.

■Communication and negotiation with authorities
We will communicate and negotiate with the authorities on your behalf.

■Notification, application
On behalf of your company, we will handle notifications and application procedures for prepaid payment instrument issuing businesses.

■Submission of business report and change notification
After notifying and registering as a prepaid payment instrument issuer, we will support you in submitting business reports and change notifications.

Registration process (third-party type)

* In principle, all communication will be done online via email etc. (This may differ depending on the jurisdiction of the local finance bureau)
※②～④ will be repeated multiple times for most of the required documents.
*Once the preliminary consultation is over, the draft review will begin. Both will follow the same process.

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Benefits of requesting

1. Specialist staff will assist you.

It is difficult for busy business owners to properly interpret and apply unfamiliar laws.
As legal experts, we will reduce your burden.　

2. Quick and reliable response

Our motto is fast response.
We have established specialized teams for each project, and by systematizing our work, we are able to respond quickly.
We handle your applications swiftly and reliably.

3. Consultation is free

We offer free consultation before placing an order.

Remuneration amount, etc.

Support for registration of prepaid payment instruments (third-party type) issuers

Our compensation: 2.2 million yen (tax included) ~
Registration license tax: 150,000 yen

*In addition to the above, separate association membership fees will be incurred depending on how you respond to the financial ADR system (joining an association, etc.).
*English support is also available by adjusting the price.

Prepaid payment instruments (Homemade) IssuerNotification Support

Our compensation: 550,000 yen (tax included) ~

*English support is also available by adjusting the price.

Free initial consultation service

I want to start a business that issues prepaid payment instruments. But I would like to hear more details.
I would like to check in advance whether my company can meet the requirements. I'm interested, but I want to talk to the person in charge before making a decision.

For such people, our companyInitial consultations are provided free of charge.

If you would like a free initial consultation, please make a reservation by phone or using the inquiry form below.
When making a reservation, you can choose either "In-person interview" or "Online interview" for a smoother process.

All of the people we have supported with regard to the prepaid payment instrument issuing business have experienced a free initial consultation.

In principle, we respond to inquiries on the same day or the next business day.
If you do not receive a reply within 2 business days, please contact us again using this form.

What is a prepaid payment method?

A prepaid payment instrument issuing business is a business that issues "prepaid payment instruments".
First of all, what is a "prepaid payment method"?Things you can pay for in advance and use later for shopping.

① Pay in advance
② You can use it later for shopping

To break it down and explain it, that's all there is to it.

Specifically, these include prepaid cards, smartphone payment apps, and gift certificates.
(Please note that prepaid cards and smartphone payment apps may fall under the category of fund transfer businesses.)

Private issuers and third-party issuers

Prepaid payment instrument issuers are divided into in-house issuers and third-party issuers depending on the type of business.

For in-house issuers and third-party issuers,

• Whether prepaid payment instruments can be issued before notification or registration with the Director of the Finance Bureau, etc.
• Whether prepaid payment methods can be used at third-party stores (affiliated stores, franchise stores, etc.)

There is a big difference, so it is an important question which one to choose.

For example, you can distinguish between in-house and third-party issuers by answering the following questions:

Q1. Can prepaid payment instruments be used to pay for goods or services only when purchased from the issuer of the prepaid payment instrument (including those who have a close relationship with the issuer, such as a relative or capital relationship with the issuer)?

If NO,"Third-party issuer".

A "third-party issuer" can issue prepaid payment instruments that can be used at third-party stores other than the issuer (member stores, franchise stores, etc.).
However, before issuance, registration must be obtained from the Director-General of the Finance Bureau, etc.
This will be more difficult than for a “self-publisher.”

If YES, next question.

Q1,000. Is the unused balance on the reference date more than XNUMX million yen?
(Reference date is the end of March and end of September every year)

If YES,"Self-issuer".

"In-house issuers" can issue prepaid payment instruments that can only be used at the issuer's stores.
Since a notification will be made if the unused balance on the base date exceeds 1,000 million yen, it can be issued before the notification is submitted.
This is easier compared to a “third-party issuer.”

If no, then the law is not applicable at this time.
A notification is required if the unused balance as of the base date exceeds 1,000 million yen.

Related article

It is also explained in the video!

In-house publisher: English language service

Our company provides an English-language service regarding "in-house issuer notification."

Recently, there has been an increase in the number of people requesting English support for ``in-house issuer notification''.
For example, a game company based in China creates a subsidiary in Japan to provide game apps, and that subsidiary sells paid points that can be used with game apps.

Furthermore, if for some reason someone who is not good at Japanese attempts to complete the notification procedure (such as when a parent company outside of Japan handles the actual procedure), the language barrier may become a problem.
It is very difficult for people who are not familiar with Japanese to understand Japanese laws and guidelines and go through the procedures smoothly.

• What documents are required? 
• What regulations are there? 
• How do I calculate the unused balance? 
• What needs to be done and by when?

Therefore, we provide an English-language service regarding the notification of in-house issuers.
In addition to communicating with the person in charge, we also explain related laws and guidelines in English.
This allows the person in charge to submit the report smoothly.

[One point for notification of in-house issuers]

By law, foreign businesses cannot become issuers of prepaid payment instruments.
However, it is possible for a subsidiary established in Japan by a foreign business to become an issuer of prepaid payment instruments.

Please see below for a list of close associates of private issuers.

Regarding referrals from tax accountant corporations and judicial scrivener corporations

Among those who contact us are not only business owners who use prepaid payment methods, but also tax accounting firms and judicial scrivener firms that have business owners as clients.
For example, we often receive inquiries like this.

"A client asked me about prepaid payment methods, but I'm not an expert so I don't really understand."
"I'm busy with my day job and don't have time to respond."
"As I am an important client, I am looking for a reliable administrative scrivener's office."

We are the largest legal practitioner corporation in Japan, with bases in Tokyo, Osaka, and Nagoya.
The first consultation is free. Please feel free to consult with us.

Call us

03-5325-1355(Weekdays 9:12-13:18, XNUMX:XNUMX-XNUMX:XNUMX)